Ordinary Qardhul Hassan Savings Accounts
The account comprises the funds entrusted to the Bank by the customers, to gain spiritual as well as material (by entering into prize draws) benefits.
The account holders may withdraw their funds wholly or partially at any time.
Individuals of at least 12 years of age are eligible to open the account. Withdrawal from the account is allowed for holders of at least 15 years of age.
Minimum balance required for opening an account should be IRR 500,000.
Managed (Special) Qardhul Hassan Savings Accounts
This is an account the funds of which, deposited by individuals and legal entities, by consent of the account holder, will be granted to individuals and charity institutions by the Bank as Qardhul Hassan loans. Minimum balance required to open the account should be IRR 300.000.
Golden Qardhul Hassan Savings Accounts
Golden Qardhul Hassan savings account is held with Electronic Banking Department and is opened solely for individuals. The account enjoys all characteristics and capabilities of Golden current account (except for a checkbook). Bank customers may enjoy all the benefits of the account by means of the deposit book and via branches connected to PAS network. Minimum opening balance eligible for a prize draw is presently IRR 100,000.
ATM Qardhul Hassan Savings Accounts
ATM Qardhul Hassan savings account is an ATM account that in addition to enjoy electronical transfer possibilities, is liable to enter into Qardhul Hassan savings account prize draws. Minimum opening balance required for prize draws is presently IRR 500,000.