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Friday10 July 2020    
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Short Term Refinancing
It is suitable for refinancing L/C(s) opened by Bank Sepah for the purchase of goods and services by the Iranian buyers from major suppliers
100 percent of each payment will be paid to the seller by the facility granting bank, utilization period is usually 6 month within which the user of the facility is authorized to utilize the facility.
Medium/ Long Term Financing
The practice of manipulating and managing money for projects consisting of engineering, procurement, construction, and importation of some capital goods and commodities is known as financing.
Eighty-five percent of each payment will be made to the seller by the facility granting bank and the remaining 15 percent will be paid by the buyer usually in two stages.
National Development Fund facilities
The individuals and legal entities in private sector may use these facilities through a letter of credit to fund their foreign currency needs in the fields of entrepreneurship and manufacturing plans in industry, mining, agriculture, and transportation sectors, as well as engineering and technical services. The financial, economical, and technical justifications of the plans should be confirmed by the related ministry and the Bank which acts observing the priorities and obtaining sufficient, acceptable securities. Repayments covering principal, interest, and delay interest will be in foreign currencies.
Short-term Islamic Development Bank (IDB) facilities
This method of financing is based on the Islamic banking principles. The buyer purchases the goods from the seller in cash on behalf of Islamic Development Bank. Bank Sepah sells the goods to the Iranian buyer, to the same amount plus accrued interest (mark-up), payable at maturity, under the contract of resale.
Internal Resources
Such facilities, exclusively will be granted to producing sections and also trading companies which supply raw material for producing sections,Based on the CBI’s regulations, customers (companies) must present a licence from the relevant ministries authoritizing them to use the aformationed facilities.